The following checklist will help us maximize the time we spend together during your home loan consultation. This checklist includes most of the information that a lender will require from you and any co-borrower.
In preparation for your home loan consultation, kindly review the information below. We suggest printing this worksheet and checking each box after you gather the required documentation. Then create a home loan folder on your electronic device to scan and save copies of your documents. As you receive updated documents, kindly place them in that home loan folder, so your most recent records will be available to send to us during the loan process should the lender requests them.
If you have questions about this checklist or require assistance feel free to call us at 1-888-697-5453 or schedule your no-cost home loan consultation with an expert from Prominent Lending Group by clicking here.
Prominent Lending Group, Inc. | Toll-Free: 1-888-697-5453 | Email: rob@plglending.com | Home Loan Checklist: | |
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Social Security Number and Date of Birth
Valid government issued identification and Social Security card. |
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Paycheck (For W-2 Wage Earners)
Most recent pay stub that shows year-to-date earnings, no more than 30 days old. |
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W-2 Tax Forms (For W-2 Wage Earners)
Copies of your W-2's sent to you by all your Employers for the past two years. |
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Tax Forms (For W-2 Commission Based Earners, 1099/Self Employed, and Investment Income)
Signed and dated copies of Federal tax returns, including all pages filed with the IRS for the past two years, such as worksheets, K1's, 1099's, etc., and a current year-to-date profit & loss and balance sheet. |
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If Your Income Includes Pension, Social Security, or Other Sources
Copy of your most recent award certificate and most recent check from the issuing agency. |
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For Separated or Divorced Applicants
Copy of the separation agreement or, if finalized, the divorce decree along with any financial obligation documents. |
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For Applicants with Bankruptcy, Foreclosure, or any Judgments Against You in the Past Seven Years
Copy of official documentation about the proceedings. Such documentation includes a copy of the bankruptcy discharge and schedule of both debts and assets. |
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Employer Information
Company names, addresses, telephone numbers, and dates of your employment for the past two years. |
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Current Assets
Last two months Checking and Savings Account statements with all pages, Individual Retirement Accounts (401k's and IRA's), CD's, stocks, bonds, Life Insurance Policies with Cash Value, etc. |
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Real Estate Owned
Mortgage statements, Homeowners Insurances, Property Tax Bill, HOA Statements, Rental Agreements and Ledgers associated with each property, if no leans on Title provide Proof of clear Title, Final Closing Statement on any Properties sold within last three years. |
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Liabilities
Copy of the last statement on any debt you may want to pay off at the loan's close. |
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Housing History (Two Years)
Homeowners: Provide current mortgage statement(s), Homeowners Insurance declaration page, Property Tax bill, HOA statement. |
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Residential Purchase Agreement (For Home Buyer Loans Only)
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Prominent Lending Group, Inc. NMLS #23464, CaDRE #01844357, MT #23464 | Robert E. Dufy NMLS #24863, CaDRE #01879981, MT #24863 |
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We look forward to helping you reach your home loan goals!
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© 2024 Prominent Lending Group, Inc., 360 E 1st Street # 134, Tustin, California, 92780-3211. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.