Refinance Your Home Loan

Do all the different home market news headlines, and opinions have you questioning if now is the best time to refinance?

There are many reasons to consider before refinancing your home loan. After all, the interest you pay on a mortgage will typically be the most significant expense of your home, so why not try and get the most value from your monthly payments. Plus, you may have other monthly costs that you can reallocate to minimize your interest and the time it takes to pay off all of your loans.

To meet the safety demands and adapt to the concerns of these current times, we have improved our home loan process and can perform the majority of your refinance work over the phone and internet video meetings. Therefore, we encourage every client to schedule a no-cost phone or live video home loan consultation to help us clearly understand your goals and determine if now is the best time for you to refinance. Then we make it easier for you to decide how to proceed by guiding you through the home loan programs that may help you reach your goals.

Here are a few home loan goals from our prior clients that we may be able to help you with:

• Cash-out to start a business
• Change from an adjustable-rate home loan to a fixed-rate home loan
• Consolidate your high-interest consumer debt with a cash-out home loan refinance
• Eliminate mortgage insurance from your mortgage payments and reduce your monthly payments
• Home Equity Lines of Credit (HELOCs) & Second Loans
• Lengthen or shorten the term of your home loan to meet your goals
• Lower your home loan monthly payment
• Rehabilitation, also known as Fixer-Upper-Home-Loans
• Start that home improvement project you’ve wanted to complete and improve your home’s value
• Take advantage of the housing market’s low home loan interest rates
• Cash-out to purchase a second home
• Cash-out to buy an investment property

Whatever your goals are, schedule a free home loan consultation with one of our licensed mortgage experts, and allow us to find you the perfect home loan to reach them.