Why Use Prominent Lending Group For Home Loans?

Protecting your private information is our priority. This Statement of Privacy applies to https://prominentlendinggroup.com/ and Prominent Lending Group, Inc. and governs data collection and usage. For this Privacy Policy, unless otherwise noted, all references to Prominent Lending Group, Inc. include https://prominentlendinggroup.com/ and PLG. The PLG website is a Home Mortgage Loan Origination site. By using the PLG website, you consent to the data practices described in this statement.

Collection Of Your Personal Information

To better provide you with products and services offered on our Site, PLG may collect personally identifiable information, such as your:

First and Last Name
Mailing Address
E-mail Address
Phone Number
Employer
Job Title
A signature, Social Security number, physical characteristics or description, passport number, driver’s license or state identification card number, insurance policy number, education, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

If you purchase PLG's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

PLG may also collect anonymous demographic information, which is not unique to you, such as your:

Age
Gender
Race
Religion
Political Affiliation
Household Income
IP address, URL, session ID, zip code. The collection of this data may include personally identifiable information from your visit to our website only. Once you leave our website, we do not track your browser activity across the Internet.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through PLG's public message boards, this information may be collected and used by others.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you about services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use Of Your Personal Information

PLG collects and uses your personal information to operate its website(s) and deliver the requested services.

PLG may also use your personally identifiable information to inform you of other products or services available from PLG and its affiliates.

Sharing Information With Third Parties

PLG does not sell, rent, or lease its customer lists to third parties.

PLG may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange deliveries. All such third parties are prohibited from using your personal information except to provide these services to PLG, and they are required to maintain the confidentiality of your information.

PLG may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on PLG or the site; (b) protect and defend the rights or property of PLG; and/or (c) act under exigent circumstances to protect the personal safety of users of PLG, or the public.

Tracking User Behavior

PLG may keep track of our users' websites and pages within PLG to determine what PLG services are the most popular. This data is used to deliver customized content and advertising within PLG to customers whose behavior indicates that they are interested in a particular subject area.

Here are the Web technologies we use to help manage visitors to our websites:

Cookies: A "cookie" is a small piece of information that our website may provide to your browser while you are on our sites. The PLG website supplies your browser with cookies that contain a unique identifier used to understand your website usage in the aggregate and on an individual level, so we know what areas of our site users prefer. We accomplish this with tracking utilities that allow us to reconstruct activity from a session or a user for troubleshooting purposes. PLG may also employ service providers to help us collect and understand our website usage data. Cookies also help us to prevent issuing multiple invitations of periodic surveys to the same individual. If you are a registered member on the PLG website or a website of one of our affiliates, you will receive a cookie when you log in. Your browser will maintain your cookie identifier. We use cookies to authenticate your identity and provide you with access to our website areas limited to registered members.

PLG uses third-party service providers that serve ads on affiliate and advertiser websites. Those third-party service providers, including Facebook, may assign different cookies, small graphical images called single-pixel GIFs, web beacons, and other storage technologies to your browser which collects or receives information from your websites and elsewhere on the Internet and use that information to provide measurement services and target ads to help track the effectiveness of PLG's advertising on other websites and your involvement with us. The PLG website also sets a temporary cookie with a unique, anonymous identifier provided to the service provider to ensure each referral counts once. This cookie does not link to the customer's personal information. Service providers report data in the aggregate and do not link it to individual customer information. PLG may also employ service providers that assign cookies or web beacons to your browser to assist us in collecting your website usage data. This data consists of your IP address, session ID, URL, and demographic information such as your zip code. The collection of data may include personally identifiable information. We do not track URLs that you type into your browser, and once you leave our website, we do not track you across the Internet.

If you want to browse, you do not have to accept cookies from our site. Should you decide, however, that you would like to register and sign in to special areas of the website and you have modified your browser settings not to accept cookies, you will need to reset your browser to accept the cookies that we send. Otherwise, you won't be able to participate in certain areas of the website. Most browsers are defaulted to accept and maintain cookies.

If you wish to remove cookies provided by PLG, please check your web browser settings and Help section for instructions on how to remove cookies from your browser.

Targeted Advertising: Please be aware that PLG uses third-party advertising companies to collect non-personally identifiable information to provide targeted display advertisements that are likely to be of greater interest to you. This information may include non-personally identifiable information such as; click stream information, browser type, time and date, subject of advertisements clicked or scrolled over, through the use of Cookies and other technology. To learn more about targeted advertising or to opt-out, click on the following link: www.networkadvertising.org.

Website Usage Data: Our website tracks usage data, including, for example, your IP address, your browser type and version, which pages you view, which page, if any, linked you to our site, and which link, if any, you follow off of our site. We use this data in the aggregate and individual level to better understand Website activity to improve our site offerings, reconstruct activity from a session or by a user, troubleshoot, and issue resolution purposes. We may also use this data to provide you a more personalized website experience, assistance with technical support questions, and to send you special offers, product and service updates, or other promotional materials that are relevant and tailored to your interests. If you do not want to receive these offers or promotions, indicate your contact preferences during the registration process, within any future communications, or by sending an email to optout@plglending.com. You may also click here to send us a message about which contact preference you want us to change. PLG does not share your information with outside companies for their promotional use without your consent. We also do not track URLs that you type into your browser, nor your activity across the Internet once you leave our site.

Social Media And Third-Party Website Security And Privacy Policies: PLG currently has a presence on social media to connect with and market to the public, PLG customers, and potential customers of the PLG family. Each third-party site has its own security and privacy policies, which govern your activities on their site. Users of third-party websites often share information with the general public, user community, and or the third-party website operators, which may use this information in various ways. Consequently, you should review the third-party website's privacy policies before using them and ensure that you understand how they use your data. Most of the third-party websites allow you to adjust privacy settings on your accounts to match your preferences. The information posted on or directed at PLG through social media is generally available to the public. To protect your privacy, do not include data you want to keep private or any other sensitive personal information in your social media activity or comments. This data may be archived independently by the third-party website, and they govern the retention of such information.

How To Set Your Browser To “Not Track” And Other Settings: Your Internet browser may allow you the ability to communicate your privacy preferences to the website, including requests not to track your usage and browsing history. Currently, the PLG websites do not respond to any of these signals. PLG may track your activity on these websites and use that information as provided in this policy.

Automatically Collected Information

PLG may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, maintaining the quality of the service, and providing general statistics regarding the use of the PLG website.

Use Of Cookies

The PLG website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize PLG pages or register with a PLG site or services, a cookie helps PLG recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same PLG website, the information you previously provided can be retrieved to use the PLG features that you customized easily.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not fully experience the interactive features of the PLG services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security Of Your Personal Information

PLG secures your personal information from unauthorized access, use, or disclosure. PLG uses the following methods for this purpose:

SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alter your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of all information and data exchanged between you and us through this Site cannot be guaranteed.

Notice to website visitors who reside in California and the California Consumer Privacy Act (CCPA)

The California Consumer Privacy Act of 2018 (CCPA) gives consumers more control over the personal information that businesses collect about them. In reviewing the CCPA guidelines at https://oag.ca.gov/privacy/ccpa, PLG’s current business does not meet any of the following three CCPA requirements that would require us to comply with the CCPA:

Have a gross annual revenue of over $25 million;
Buy, receive, or sell the personal information of 50,000 or more California residents, households, or devices; or
Derive 50% or more of their annual revenue from selling California residents’ personal information.

However, PLG would like to make you comfortable with our use of your Personal Information pursuant to this Privacy Policy, and therefore we voluntarily provide the following privileges to you:

Request Not To Share: If you prefer that we do not disclose Personal Information about you to our partner companies described in this Privacy Policy, you may opt-out of those disclosures by emailing us at optout@plglending.com.
Right to Opt-Out: If you’d like to no longer receive marketing or promotional emails from us, you have the right to opt-out by either clicking the “unsubscribe” link at the bottom of our emails, by contracting us at optout@plglending.com.
Right to Delete: If you would like to submit a request for us to delete your Personal Information, review the ‘Right to Deletion’ section below and submit your deletion request to optout@plglending.com.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

Delete your personal information from our records; and
Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted per federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
Comply with the California Electronic Communications Privacy Act;
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
Comply with an existing legal obligation; or
Otherwise, use your personal information internally, in a lawful manner that is compatible with the context in which you provided the information.

Children Under Thirteen

PLG does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

E-mail Communications

From time to time, PLG may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. To improve our Services, we may receive a notification when you open an email from PLG or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from PLG, you may opt-out of such communications by replying "STOP" or "clicking on the UNSUBSCRIBE or Opt-Out link" in the email you received.

Phone/Text/SMS Communications

When you provide a phone number(s) to us, you authorize that phone number(s) to receive calls and text messages from PLG at this number(s) for all your current and future PLG products and services. Message and data rates may apply. Message frequency varies. Automated systems, including prerecorded or artificial voice, may be used. PLG does not cold call or text for any reason; we require our clients to have expressed interest in doing business with us directly or through a third party before we call or text you.

We consider the following to be an expressed interest in doing business with PLG:

1. You call or text any of PLG's numbers looking for information or expressing an interest in doing business with us.

2. You complete the "schedule free consultation" form we manage and check the box allowing us to call or text you.

3. You set up an account with us or complete an application on any of the website domains we own and check the box allowing us to call or text you.

4. You respond to marketing material about real estate, financing, or mortgages through a third party that was provided to us with your contact information.

5. You asked a referral partner to have us contact you via phone or text/SMS. Should you like to stop receiving marketing or promotional communications via SMS from PLG, you may opt out of such communications by replying "STOP" or "clicking on the UNSUBSCRIBE or Opt-Out link" in the SMS you received. We will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us unless you opt-in to a different campaign. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again. As always, message and data rates may apply for any messages sent to you from us and to us from you.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

PLG reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in how we treat personal information by sending a notice to the primary email address specified in your account, placing a prominent notice on our site, and/or updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

PLG welcomes your questions or comments regarding this Statement of Privacy. If you believe that PLG has not adhered to this Statement, please contact PLG by clicking here to submit your inquiry or by responding to one of the methods below:

Telephone number:

Email Address: