Share some basic info; if qualified, we'll provide you with a free, no-obligation loan estimate.
We'll verify your information, explain your home loan options and answer all of your questions.
We make it easy for you to decide how to proceed.
We'll send you a link to review and digitally sign your loan application, then upload any lender-requested documents through our secure portal.
It only takes about 30 seconds to start.
Prominent Lending Group, Inc., NMLS Unique Identifier #23464. Licensed to do business in California by the Department of Real Estate under a Real Estate Corporation License Endorsement, CalDRE License #01844357. Licensed to do business in Montana by the Division of Banking and Financial Institutions under a Mortgage Broker License, MT License #23464
* Advertised 30 Year Fixed Rate: The estimated principal and interest payment on a $360,000 loan amount with an appraised value of over $600,000 on a 30-year Fixed-Rate conventional Loan at 2.688% and a 60% loan-to-value (LTV) is $1,457.87 monthly. The Annual Percentage Rate (APR) is 2.865%, with an estimated finance charge of $8,098; an additional estimated non-APR affecting third-party closing costs of $1,949 will apply. The above interest rates and APR assume a borrower has excellent credit (including a credit score of 700 or higher, and zero mortgage late payments in last year), approved debt to income ratio and reserves, with fully documented income, assets, liabilities, and no subordinate financing on a cash-out refinance of an Owner-Occupied Single Family Residence within California. The principal and interest payment, which will continue for 360 months until paid in full, do not include HOA, taxes, and home insurance premiums, which will result in a higher actual monthly payment. Mortgage rates valid as of June 03, 2021, 9:14 pm Pacific Standard Time, based on a 22-day rate lock with a 92626 zip code, which is subject to change without notice. Not all applicants will be approved, and additional conditions may apply.
** Our mortgage refinance rate quotes don't require that you provide your social security number or a hard credit inquiry to review available mortgage rates and get pre-qualified. Suppose one of our refinance quotes meets your goals, and you choose to proceed. In that case, Prominent Lending Group, Inc. will request a complete loan application with your social security number, your consent to obtain a full credit report along with any lender requested documents to get your loan approved and closed.
This Terms and Conditions agreement is between all website users and https://prominentlendinggroup.com/
Welcome to https://prominentlendinggroup.com/. The https://prominentlendinggroup.com/ website (the "Site") is comprised of various web pages operated by Prominent Lending Group, Inc. ("PLG"). https://prominentlendinggroup.com/ is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of https://prominentlendinggroup.com/ constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
https://prominentlendinggroup.com/ is an E-Commerce Site.
Prominent Lending Group, Inc., is a Mortgage Broker that assists prospective and current homeowners in obtaining residential 1st and 2nd home loans for primary, secondary, and investment 1 to 4 unit properties.
Visiting https://prominentlendinggroup.com/ or sending emails to PLG constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that PLG is not responsible for third party access to your account that results from theft or misappropriation of your account. PLG and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
Children Under Thirteen
PLG does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use https://prominentlendinggroup.com/ only with permission of a parent or guardian.
Links to Third Party Sites/Third Party Services
https://prominentlendinggroup.com/ may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of PLG and PLG is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. PLG is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by PLG of the site or any association with its operators.
Certain services made available via https://prominentlendinggroup.com/ are delivered by third party sites and organizations. By using any product, service or functionality originating from the https://prominentlendinggroup.com/ domain, you hereby acknowledge and consent that PLG may share such information and data with any third party with whom PLG has a contractual relationship to provide the requested product, service or functionality on behalf of https://prominentlendinggroup.com/ users and customers.
No Unlawful or Prohibited Use/Intellectual Property
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of PLG or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. PLG content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of PLG and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of PLG or our licensors except as expressly authorized by these Terms.
Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
PLG has no obligation to monitor the Communication Services. However, PLG reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. PLG reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
PLG reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in PLG's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. PLG does not control or endorse the content, messages or information found in any Communication Service and, therefore, PLG specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized PLG spokespersons, and their views do not necessarily reflect those of PLG.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
Materials Provided to https://prominentlendinggroup.com/ or Posted on Any PLG Web Page
PLG does not claim ownership of the materials you provide to https://prominentlendinggroup.com/ (including feedback and suggestions) or post, upload, input or submit to any PLG Site or our associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting PLG, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. PLG is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in PLG's sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
The Service is controlled, operated and administered by PLG from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the PLG Content accessed through https://prominentlendinggroup.com/ in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless PLG, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. PLG reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with PLG in asserting any available defenses.
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and PLG agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. PROMINENT LENDING GROUP, INC. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
PROMINENT LENDING GROUP, INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. PROMINENT LENDING GROUP, INC. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
PLG reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and PLG as a result of this agreement or use of the Site. PLG's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of PLG's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by PLG with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and PLG with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and PLG with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms
PLG reserves the right, in its sole discretion, to change the Terms under which https://prominentlendinggroup.com/ is offered. The most current version of the Terms will supersede all previous versions. PLG encourages you to periodically review the Terms to stay informed of our updates.
PLG welcomes your questions or comments regarding the Terms. Click here to submit your questions or comments or by responding to one of the methods below:
Prominent Lending Group, Inc.
600 Anton Blvd., Fl 11
Costa Mesa, California 92626
Effective as of November 19, 2020
Collection Of Your Personal Information
To better provide you with products and services offered on our Site, PLG may collect personally identifiable information, such as your:
If you purchase PLG's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
PLG may also collect anonymous demographic information, which is not unique to you, such as your:
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through PLG's public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you about services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use Of Your Personal Information
PLG collects and uses your personal information to operate its website(s) and deliver the requested services.
PLG may also use your personally identifiable information to inform you of other products or services available from PLG and its affiliates.
Sharing Information With Third Parties
PLG does not sell, rent, or lease its customer lists to third parties.
PLG may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange deliveries. All such third parties are prohibited from using your personal information except to provide these services to PLG, and they are required to maintain the confidentiality of your information.
PLG may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on PLG or the site; (b) protect and defend the rights or property of PLG; and/or (c) act under exigent circumstances to protect the personal safety of users of PLG, or the public.
Tracking User Behavior
PLG may keep track of our users' websites and pages within PLG to determine what PLG services are the most popular. This data is used to deliver customized content and advertising within PLG to customers whose behavior indicates that they are interested in a particular subject area.
Here are the Web technologies we use to help manage visitors to our websites:
PLG uses third-party service providers that serve ads on affiliate and advertiser websites. Those third-party service providers, including Facebook, may assign different cookies, small graphical images called single-pixel GIFs, web beacons, and other storage technologies to your browser which collects or receives information from your websites and elsewhere on the Internet and use that information to provide measurement services and target ads to help track the effectiveness of PLG's advertising on other websites and your involvement with us. The PLG website also sets a temporary cookie with a unique, anonymous identifier provided to the service provider to ensure each referral counts once. This cookie does not link to the customer's personal information. Service providers report data in the aggregate and do not link it to individual customer information. PLG may also employ service providers that assign cookies or web beacons to your browser to assist us in collecting your website usage data. This data consists of your IP address, session ID, URL, and demographic information such as your zip code. The collection of data may include personally identifiable information. We do not track URLs that you type into your browser, and once you leave our website, we do not track you across the Internet.
If you want to browse, you do not have to accept cookies from our site. Should you decide, however, that you would like to register and sign in to special areas of the website and you have modified your browser settings not to accept cookies, you will need to reset your browser to accept the cookies that we send. Otherwise, you won't be able to participate in certain areas of the website. Most browsers are defaulted to accept and maintain cookies.
If you wish to remove cookies provided by PLG, please check your web browser settings and Help section for instructions on how to remove cookies from your browser.
Website Usage Data: Our website tracks usage data, including, for example, your IP address, your browser type and version, which pages you view, which page, if any, linked you to our site, and which link, if any, you follow off of our site. We use this data in the aggregate and individual level to better understand Website activity to improve our site offerings, reconstruct activity from a session or by a user, troubleshoot, and issue resolution purposes. We may also use this data to provide you a more personalized website experience, assistance with technical support questions, and to send you special offers, product and service updates, or other promotional materials that are relevant and tailored to your interests. If you do not want to receive these offers or promotions, indicate your contact preferences during the registration process, within any future communications, or by sending an email to firstname.lastname@example.org. You may also click here to send us a message about which contact preference you want us to change. PLG does not share your information with outside companies for their promotional use without your consent. We also do not track URLs that you type into your browser, nor your activity across the Internet once you leave our site.
Social Media And Third-Party Website Security And Privacy Policies: PLG currently has a presence on social media to connect with and market to the public, PLG customers, and potential customers of the PLG family. Each third-party site has its own security and privacy policies, which govern your activities on their site. Users of third-party websites often share information with the general public, user community, and or the third-party website operators, which may use this information in various ways. Consequently, you should review the third-party website's privacy policies before using them and ensure that you understand how they use your data. Most of the third-party websites allow you to adjust privacy settings on your accounts to match your preferences. The information posted on or directed at PLG through social media is generally available to the public. To protect your privacy, do not include data you want to keep private or any other sensitive personal information in your social media activity or comments. This data may be archived independently by the third-party website, and they govern the retention of such information.
How To Set Your Browser To “Not Track” And Other Settings: Your Internet browser may allow you the ability to communicate your privacy preferences to the website, including requests not to track your usage and browsing history. Currently, the PLG websites do not respond to any of these signals. PLG may track your activity on these websites and use that information as provided in this policy.
Automatically Collected Information
PLG may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, maintaining the quality of the service, and providing general statistics regarding the use of the PLG website.
The PLG website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize PLG pages or register with a PLG site or services, a cookie helps PLG recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same PLG website, the information you previously provided can be retrieved to use the PLG features that you customized easily.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not fully experience the interactive features of the PLG services or websites you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security Of Your Personal Information
PLG secures your personal information from unauthorized access, use, or disclosure. PLG uses the following methods for this purpose:
When personal information (such as a credit card number) is transmitted to other websites, it is protected through encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alter your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of all information and data exchanged between you and us through this Site cannot be guaranteed.
Notice to website visitors who reside in California and the California Consumer Privacy Act (CCPA)
The California Consumer Privacy Act of 2018 (CCPA) gives consumers more control over the personal information that businesses collect about them. In reviewing the CCPA guidelines at https://oag.ca.gov/privacy/ccpa, PLG’s current business does not meet any of the following three CCPA requirements that would require us to comply with the CCPA:
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
Children Under Thirteen
PLG does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
From time to time, PLG may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. To improve our Services, we may receive a notification when you open an email from PLG or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from PLG, you may opt-out of such communications by replying "STOP" or "clicking on the UNSUBSCRIBE or Opt-Out link" in the email you received.
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
PLG welcomes your questions or comments regarding this Statement of Privacy. If you believe that PLG has not adhered to this Statement, please contact PLG by clicking here to submit your inquiry or by responding to one of the methods below:
Prominent Lending Group, Inc.
600 Anton Blvd., Fl 11
Costa Mesa, California 92626
Effective as of December 17, 2020
NMLS Unique Identifier # 23464, Click here for NMLS Consumer Access
© 2023 Prominent Lending Group, Inc., 360 E 1st Street # 134, Tustin, California, 92780-3211. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.