Below is the list of documents you need to apply for Purchase loan:
Refinance Loan Timeframe.Â·
- Up to 4 weeks
Refinance Loan Closing costs.
- Closing costs range between 1 and 4 % of loan amount
- No cost option is available.
Documents needed for Refinance Loan.
- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 2 most recent bank statements on all depository accounts
- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)
- Personal tax returns for the previous 2 years
+ Self Employed Borrowers only:
- Business tax returns for the previous 2 years
- Business Licenses covering a 2 year period
- Year-to-date profit and loss statement (P&L)
+ If Applicable:
- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters
NMLS Unique Identifier # 23464, Click here for NMLS Consumer Access
© 2021 Prominent Lending Group, Inc., 600 Anton Blvd FL 11, Costa Mesa, California, 92626-7100. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.